Ways to Pay
We offer a number of convenient ways to pay your Ford Credit bill. Find the option that best fits your needs.
We offer a number of convenient ways to pay your Ford Credit bill. Find the option that best fits your needs.
Manage your account quickly and securely.
Make a same-day payment or schedule one.
See your payment history and finance details.
To make or schedule a single online payment, sign in to Account Manager and press "Make a Payment" under the Payments tab.
To have payments automatically deducted from your checking or savings account, sign in to Account Manager, click the "Settings" icon in the top right and select Automatic Payments from the drop-down menu.
*Your payment will be processed on the same day if submitted before 9 p.m. ET.
You can use our automated service to make your payment via telephone. We accept payment using your checking or savings account.
Accounts that are current can schedule a telephone payment up to 30 days in advance. Accounts that are one day or more past the due date cannot schedule payments for a future date.
Before making a payment, please read the Telephone Payment Agreement and keep a copy for your records.
*Transfers authorized before 5 p.m. ET (Monday–Friday) will receive credit the following business day and post to your account within two business days. Transfers authorized at or after 5 p.m. ET (Monday–Friday, weekends or holidays) will receive credit the second business day and post to your account within three business days.
Mail your check along with your payment invoice to the address listed on your invoice. If you don’t have an invoice, log in to Account Manager and locate the address on one of your previous statements.
If you have any questions, please feel free to Contact Us.
Customers with statements
Send payment and invoice to the address listed on your statement
Customers without statements
Send payments to:
Ford Motor Credit Company
PO Box 650575
Dallas, TX 75265-0575
Combined & TRAC Customers
Send payments to:
Ford Motor Credit Company
PO Box 650573
Dallas, TX 75265-0573
Ford employees and active or retired government employees can have payments deducted from payroll. Payroll deduction is not available on lease accounts.
Ford Employees
Download the payroll enrollment form to enroll or cancel
Active or Retired U.S. Government Employees
Enroll through your payroll department
Payment will be applied to your account the next business day if received before 6 p.m. ET. If submitted after 6 p.m. ET on a holiday, Saturday or Sunday, then your payment will be applied to your account the next business day. To locate a nearby MoneyGram location, access their website at https://www.moneygram.com or call MoneyGram at 1-800-926-9400
MoneyGram will give you a MoneyGram ExpressPayment Reference Number. Keep this for your records.
Payment will be applied to your account by the next business day if received before 6 p.m. ET (utilizing the URGENT method). If submitted after 6 p.m. ET on a holiday, Saturday or Sunday, then your payment will be applied to your account the next business day. To locate a nearby Western Union location, access their website at https://www.westernunion.com or call Western Union at 1-800-325-6000.
Western Union will give you a Money Transfer Control Number. Keep this for your records.
MoneyGram
Fill in the appropriate information on the MoneyGram ExpressPayment form:
Western Union
Fill in the appropriate information on the Quick Collect form:
If you have two or more vehicle accounts, complimentary Combined Billing allows you to receive one consolidated monthly statement. Your consolidated statement will begin with your next billing cycle after your enrollment is complete.
Complete this enrollment form and mail it to the address or fax number listed, or obtain a form by calling 1-866-763-5539