Ford Mach E driving in an urban setting

Financing Options

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Standard Purchase

Own a Ford on Your Budget


With a fixed interest rate, flexible down payment, and terms ranging from 12 to 84 months, you can select financing with the right monthly payment for your budget. At the end of the contract, enjoy total ownership of your Ford vehicle.

The Benefits:

  • No mileage limitations
  • Freedom to customize your vehicle
  • Consistent monthly payments
  • Build equity with each payment
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Flex Buy®

Enjoy Ownership With Lower Initial Payments


A different take on the traditional financing arrangement that offers ownership and a fixed interest rate. This Ford Credit-exclusive product features an unequal payment structure that starts with a lower payment the first 36 months. At month 37, the payment increases so the balance is paid in full by the end of the contract term. Choose either a 66-month or 75-month term.


Flex Buy® is unavailable in Maine, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia, and Washington, D.C.

The Benefits

  • Lower payments for the first three years
  • Build equity with every payment and trade when you're ready
  • No surprises with a fixed interest rate
  • Freedom to customize your vehicle
  • Multiple term and payment discount options to fit your needs
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Red Carpet Lease

Drive a New Ford More Often by Leasing


Drive a new Ford vehicle every 24 to 48 months when you decide to lease with our Red Carpet Lease program. Choose a term that works for you and one of eight different mileage options. Enjoy fixed monthly payments that are usually lower than similar term financing payments. 

The Benefits

  • Low initial cost and monthly payments
  • Flexible options at lease-end
  • Multiple terms available
  • Complimentary Gap Protection
  • Multiple mileage options

Compare Financing Options

Standard Purchase
Flex Buy
Red Carpet Lease

Vehicle Type

New, Certified Used, or Used

New

New

Terms

12 to 84-Month Terms

66 and 75-Month Terms

24 to 48-Month Terms

Mileage

Unlimited

Unlimited

Customizable Mileage Options

Payment

Your monthly payment covers the cost of the entire vehicle over the course of your contract.

Your monthly payment covers the cost of the entire vehicle over the course of your contract, with lower payments earlier and higher payments later in your term.

Your monthly payment covers a portion of the vehicle value during your contract, allowing for lower monthly payments and the option to purchase your vehicle at lease-end.

Vehicle Ownership

Customer

Customer

Ford Credit

Wear & Use

You own the vehicle and are responsible for repairs if needed.

You own the vehicle and are responsible for repairs if needed.

Normal amounts of wear and use are covered. However, you are responsible for wear and use charges in excess of normal guidelines.

End of Term

At the end of the contract, you own the vehicle. It is yours to keep or trade in for your next vehicle.

At the end of the contract, you own the vehicle. It is yours to keep or trade in for your next vehicle. 

You may return the vehicle and lease a new vehicle, purchase your lease, if applicable, or return the vehicle to the dealership.

Ford Pro™ FinSimple®

Need financing for your business vehicles? Explore the commercial vehicle financing options through Ford Pro FinSimple.
Commercial vehicles parked outside Ford Commercial Vehicle Center