
FORD OPTIONS
Explore and compare your options below and learn what steps to take as you approach the end of your balloon contract
How is Ford Options different from traditional buying or leasing?

Balloon Financing Made Simple
With balloon financing, you’ll make lower monthly payments (when compared with traditional retail financing) with a one-time "balloon" payment at the end of your contract term. If you choose to retain your vehicle, you’ll simply make this final payment and the vehicle is yours! If you choose to return the vehicle, an amount equal to your originally scheduled balloon payment will be applied to your account.


How It Works
- Select the Mustang Mach-E® or F-150® Lightning™ of your choice.
- Provide your down payment and annual mileage.
- Select a 36- or 48-month term and enjoy smaller payments than retail financing.
- At the end of your term, you can retain your vehicle, renew into a new Ford or Lincoln or return your Mustang Mach-E or F-150 Lightning after settling your account balance.
Three Flexible Options
Renew: Replace with a new Ford or Lincoln.
Trade in or sell the vehicle to a third party and apply the proceeds to your remaining account balance. Any excess value after settling the account may be used as a down payment toward your new Ford or Lincoln.
Retain: Keep the vehicle.
Satisfy the account with Ford Credit by paying the final balloon payment and any remaining balance.
Return: Transfer ownership of the vehicle to Ford Credit.*
At the end of term, return your vehicle. An amount equal to the original scheduled final balloon payment will be applied toward the satisfaction of your last installment payment. The returned vehicle is subject to excess mileage charges, excess wear and use charges, unpaid payments, a $475 disposal fee and any other outstanding fees. Wear and use guidelines apply – see the wear and use guidelines for details.
How is Ford Options different from traditional buying or leasing?
*See dealer for complete Ford Options program details.
Ford Options is not available in Nevada, New Hampshire, North Carolina or Washington, D.C.