How do I make a principal-only payment?

If signing in from the Ford Credit Mobile App

Schedule principal payment

Eligibility: Retail accounts that are current or paid ahead

  1. After signing in to the mobile app, select the Make a payment button.
  2. Select the Change Amount tile.
  3. Select the payment type Principal only.
  4. Enter the amount you want to pay.
  5. Choose the Select button.
  6. Select Agree and Pay.
  7. You will land on the payment confirmation page.
  8. Select the Back to home button to go back to the mobile app home page.
     

If signing in from Account Manager

  1. Sign in to Account Manager.
  2. Click on Make a Payment.
  3. Select Change across from Total Amount Due.
  4. Select Principal Only option to make a principal-only payment.
  5. Choose Bank Account to pay from (if none set up or want to use a different one, choose Add New Bank Account, enter required information, and select Add).
  6. Select Agree and Pay.
  7. You will land on the payment successfully scheduled page.
  8. Select Done to go back to the Account Manager homepage.

Important Note: Please note that a principal-only payment does not satisfy your regular monthly payment obligation or count as an advance payment for future months. If you would like to confirm your payment was applied to principal only, please log into Account Manager the day after the scheduled payment date and select Transaction History.