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Ways to Pay

We offer a number of convenient ways to pay your Ford Credit bill. Find the option that best fits your needs.

Online

Same-Day Payment*

To make or schedule a single online payment, sign in to Account Manager and press "Make a Payment" under the Payments tab.

Automatic Payments

To have payments automatically deducted from your checking or savings account, sign in to Account Manager, click the "Settings" icon in the top right and select Automatic Payments from the drop-down menu.

*Your payment will be processed on the same day if submitted before 9 p.m. ET.

How to pay online:

  • Sign in to Account Manager and select the type of payment you’d like to make
  • New users can register for online access below
Sign in
New User? Register for online access.

Ford Credit Mobile App

Access Instantly

Manage your account quickly and securely.

Pay Easily

Make a same-day payment or schedule one.

Track Activity

See your payment history and finance details.

Scan QR code to download the Ford Credit Mobile App

Telephone

Next-Day Payment*

You can use our automated service to make your payment via telephone. We accept payment using your checking or savings account.

Schedule a Payment

Accounts that are current can schedule a telephone payment up to 30 days in advance. Accounts that are one day or more past the due date cannot schedule payments for a future date.

Before making a payment, please read the Telephone Payment Agreement and keep a copy for your records.

*Transfers authorized before 5 p.m. ET (Monday–Friday) will receive credit the following business day and post to your account within two business days. Transfers authorized at or after 5 p.m. ET (Monday–Friday, weekends or holidays) will receive credit the second business day and post to your account within three business days.

How to pay via telephone:

  • Call 1-800-334-1161
  • Enter your account number
  • Enter the last 4 digits of your SSN or TIN
  • Enter your bank account and routing numbers
    (see sample check here)
  • Confirm the payment amount and the due date of the debit from your bank account

Mail

Pay by Check

Mail your check along with your payment invoice to the address listed on your invoice. If you don’t have an invoice, log in to Account Manager and locate the address on one of your previous statements.


If you have any questions, please feel free to Contact Us.

How to pay via mail:

Customers with statements
Send payment and invoice to the address listed on your statement

Customers without statements
Send payments to:
     Ford Motor Credit Company
     PO Box 650575
     Dallas, TX 75265-0575

Combined & TRAC Customers
Send payments to:
     Ford Motor Credit Company
     PO Box 650573
     Dallas, TX 75265-0573

Payroll Deduction

Ford employees and active or retired government employees can have payments deducted from payroll. Payroll deduction is not available on lease accounts.

How to enroll in payroll deduction:

Ford Employees
Download the payroll enrollment form to enroll or cancel

Active or Retired U.S. Government Employees
Enroll through your payroll department

Wire Transfer

MoneyGram

Payment will be applied to your account the next business day if received before 6 p.m. ET. If submitted after 6 p.m. ET on a holiday, Saturday or Sunday, then your payment will be applied to your account the next business day. To locate a nearby MoneyGram location, access their website at https://www.moneygram.com or call MoneyGram at 1-800-926-9400

MoneyGram will give you a MoneyGram ExpressPayment Reference Number. Keep this for your records.

Western Union

Payment will be applied to your account by the next business day if received before 6 p.m. ET (utilizing the URGENT method). If submitted after 6 p.m. ET on a holiday, Saturday or Sunday, then your payment will be applied to your account the next business day. To locate a nearby Western Union location, access their website at https://www.westernunion.com or call Western Union at 1-800-325-6000.

Western Union will give you a Money Transfer Control Number. Keep this for your records.

How to pay via wire transfer:

MoneyGram

Fill in the appropriate information on the MoneyGram ExpressPayment form:

  • Payee: Ford Motor Credit Company
  • Receive Code: 2074
  • Your Ford Credit account number

Western Union

Fill in the appropriate information on the Quick Collect form:

  • Your Ford Credit account number
  • Payee: Ford Motor Credit Company
  • Select URGENT delivery method

Combined Billing

Consolidate Your Monthly Statements

If you have two or more vehicle accounts, complimentary Combined Billing allows you to receive one consolidated monthly statement. Your consolidated statement will begin with your next billing cycle after your enrollment is complete.

How to enroll in Combined Billing:

Complete this enrollment form and mail it to the address or fax number listed, or obtain a form by calling 1-866-763-5539