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Ford Motor Credit Company has participated in the securitization market since 1988. Automobile finance receivables are one of the largest classes of securitized assets and we are regularly one of the largest securitizers of automobile finance receivables. Our securitization programs are diversified among asset classes and markets. We securitize retail installment sale contracts, wholesale receivables and interests in operating leases and the related vehicles. If you are an institutional or corporate investor, we invite you to learn more about these asset-backed securities.