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Vehicle Protection

We’re here for you. Ford Credit offers programs that can protect your vehicle and your investment.

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Ford Protect®

Protection from costs for vehicle repairs that happen after your manufacturer warranty expires. 

Types of Ford Protect Plans

Ford Protect offers a wide variety of Extended Service Plans, maintenance plans, and specific care plans designed for the modern driver.

Extended Service Plans

Providing peace of mind protection, these plans are designed to protect you from unexpected costs after your new vehicle warranty expires.

Continued Service Plans

If your Ford Protect plan expires, we have our Continued Service Plans. These plans are designed to continue the peace of mind you have from your Extended Service Plan.

Premium Maintenance Plan

Maintenance can get expensive, but with the Premium Maintenance Plan you’re covered for common maintenance and more.

Additional Plans

Available at time of purchase only, Ford Protect offers additional protection plans for your vehicle’s tires, body, windshield, and more.

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GAPCoverage

Protection for the gap between your insurance payoff and finance balance.

Many people don’t realize that even the most comprehensive vehicle insurance may have gaps in coverage. That means you could end up responsible for a potentially significant expense if your vehicle is stolen and unrecoverable or is written off as a total loss. That’s where GAPCoverage and GAPAdvantage can come to your rescue.

GAPCoverage and GAPAdvantage are only available at the time of vehicle purchase. Talk to your dealer at signing.

Exclusions

GAPCoverage/GAPAdvantage does not provide benefits when loss or damage occurs:

  • Due to fraud or intentional damage by you
  • Prior to the total loss date
  • Outside the U.S. or Canada
  • Due to legal confiscation by a public official
  • If licensed, registered/titled in a business' name or used for business or has a salvage title

Additional Exclusions include:

  • Late charges
  • Various refundable amounts due to you for early cancellation of financed products
  • Termination and disposition fees

Additional limitations apply. Be sure to review all limitations outlined on your GAP addendum.

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WearCare®

Protection from unexpected excess wear and use charges at lease end.

Normal wear and use is expected for lease vehicles, but for excessive wear and use, there is WearCare. Designed for lease vehicles for up to 48 months, this protection plan provides coverage at the end of your lease for wear and use charges.

  
WearCare is only available at signing. Talk to your dealer for more information.

Exclusions

WearCare is designed to meet your needs; however, there are some program exclusions, such as:

  • Excess mileage charges
  • Missing parts costing more than $200
  • Damage caused by seizure, confiscation, racing, criminal acts, war, radiation, mechanical or electrical breakdown, improper repairs and alterations
  • Damage from use in certain commercial activities, including, but not limited to, delivery, taxi, emergency vehicle, rental, construction and landscaping

Damage covered by other products, such as insurance, service contracts, warranties and guarantees, will generally not be waived. Summary only. Always read and understand the details and terms of your WearCare contract.

Ford Credit — NMLS #3018

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