A Ford F-150 Lightning® parked in a driveway with its owner just about to start charging it

Ford Insure

Insurance That Rewards Today’s Drivers

Call 1-833-FORD-183

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Ford F-150 Lightning® with available Ford Accessories and extra-cost color option shown.
      Ford Insurea puts you in control of your auto, home, and yes, even your pet's insurance. Policies can be tailored to how much you drive, including access to a safe driving discount. What you get in return is insurance that reflects your unique needs. Ford Insure policies give you access to the Ford Certified Collision Network and more. Explore below to see how.

      Rewards Your Safe Driving

      Behavior-based insurance has rewards that go beyond the safety of you, your loved ones, and other drivers. It can also reward your wallet. The safer you drive, the higher the discount you can get with a driving behavior-based policy. You’ll even earn an instant discount just by signing up. And after four to six months of observing your driving habits, you can earn up to 40%b off your insurance.
      bDiscounts do not apply to all discount elements: actual savings, availability and program criteria vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies until a driving behavior discount can be calculated, which could be zero. Details and availability vary; program criteria differ in California and North Carolina.

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      What Ford Insure Measures

      Your driving habits help determine how your discount is calculated with a driving behavior-based policy. We also have traditional, nontelematic auto policies available. Details and availability vary; program criteria differ in California and North Carolina.
      • A woman driving her Mustang Mach-E


        Miles Driven

        Generally, the more miles driven, the higher the chances of an accident.
      • Transit Connect Titanium Passenger Wagon at a crosswalk braking


        Hard Braking and Accelerating

        Safe drivers rarely stop suddenly or abruptly slow down.
      • A Escape Platinum stopped on the road with a city in the background


        Idle time

        Driving in stop-and-go traffic can be riskier than in steady-flowing traffic.

        Ford Escape® SUV with extra-cost color option shown.
      • A Mustang Mach-E GT Performance Edition driving at night with a city in the background


        Nighttime Driving

        Driving between midnight and 5 a.m. may increase your chances of having an accident.

        Mustang Mach-E® SUV shown with optional equipment.
      A woman sitting in her Ford Escape ST-Line Elite

      Spend Less Time Behind the Wheel, Spend Less on Insurance

      If you're an occasional driver, work from home, or have a short commute, we have a policy that might be right for you. Enjoy all the great coverage of a traditional policy with a premium that is based on the number of miles you drive. The lower your miles, the lower your rate.c It's that simple.

      NOTE: Not available in the following states: AK, HI, LA, NC, NY, and OK. Program criteria differ in CA, OH and OR.

      Ford Escape® ST-Line Elite SUV with optional equipment and extra-cost color option shown.

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      A man charging his Mustang Mach-E Premium in his garage

      Spend Less With Bundling

      Many times, there’s the need for more than one type of policy to fit your lifestyle. We can help make it easy with customized bundle plans. In addition to a singular policy for how well or how far you drive, you also have the ability to combine multiple policies. For example, bundling your home and auto insurance can save you up to 20%.d

      dAverage annualized savings on Nationwide Insurance home and auto premiums, compared to stand-alone price of each policy, based on national data from May 2020. Actual savings will vary based on state, policy coverage selections, and rating factors.

      Ford Mach-E® Premium with optional equipment and extra-cost color shown.

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      A red Ford Explorer® SUV is loaded with camping supplies and a woman leads a golden retriever toward the vehicle

      Pet Insurancee That Protects Your Furry, Feathery, and Scaly Friends

      Our pets are just as much a part of the family as our human loved ones — we take their well-being just as seriously. So, whether your pet walks, slithers, or flies, we have a pet health insurance plan for them. Get coverage for everything from checkups and vaccinations to common illnesses and emergencies.
      Ford Explorer® SUV shown with optional equipment and extra-cost color option. Cargo and load capacity limited by weight and weight distribution.

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      A customer service worker in front of a computer with a headset on

      NEED HELP?

      Call a Ford Insure representative at 1-833-FORD-183 (M–F 9 a.m.– 8 p.m. ET. Saturday and Sunday closed. No representatives will be available during these major holidays: July 4th, Thanksgiving, Christmas, and New Year’s Day) or visit the FordPass® App.

      FAQs

      Quick answers to your quick questions.

      What You Need to Know About Pet Insurance

      A customer filing a claim on their cell phone

      Policy and Claims

      Ford Insure, underwritten by Nationwide, works hard to help you get things back to the way they should be. You can submit an insurance claim with Nationwide through the following link or by calling 1-800-421-3535.

      Submit a Claim

      aFord Insure is a product presented by Ford Motor Insurance Agency (FMIA NPN 95889, CA license #0C02678), a Ford affiliate and licensed insurance agency. Ford Motor Insurance Agency’s principal place of business is in Dearborn, Michigan, with its domicile in Delaware. Ford Insure is underwritten by Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, OH. See FordInsure.com for a full list of affiliates. Ford Motor Company and Ford Credit are not insurance companies or agents. Ford Insure is underwritten by Nationwide Insurance Company Of America (NICOA) in California, Nationwide General Company in New York, and in all other states Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, OH. See FordInsure.com for a full list of affiliates. Ford Motor Company and Ford Credit are not insurance companies or agents. Subject to underwriting guidelines, review, and approval. Insurance terms, definitions and explanations are intended for informational purposes only and do not replace or modify the individual insurance contracts, policies or declaration pages, which are controlling. Subject to underwriting guidelines, review, and approval. Product and discount details and availability vary. Ford Insure is not available in AK, HI, LA, MA, or OK. NY and FL residents please call 1-833-FORD-183 to speak to an agent about available products.
      cVariable premium is based upon the Cost Per Mile established for the coverages in force and the number of days and miles driven when the coverage is in force. Details and availability vary by state, policy original effective date and other factors. Mileage-based program not available in the following states: AK, HI, LA, NC, NY and OK. Safe Driving Behavior Discount could be zero and does not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Safe Driving Behavior Discount applies at the next policy renewal and remains while the vehicle is enrolled in the program. Safe Driving Behavior Discount not available in California. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings, availability, and program criteria vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies until a driving behavior discount can be calculated, which could be zero.
      ePet products underwritten by Nationwide Mutual Insurance Company and affiliates Columbus, OH. Nationwide pet insurance underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Insurance terms, definitions and explanations are intended for informational purposes only and do not replace or modify the individual insurance contracts, policies or declaration pages, which are controlling.
      fDiscounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors, and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy. Available on 2020 and newer model-year Ford vehicles that are compatible with the embedded modem. Requires FordPass® App and FordPass Connect service. Not available on 2020 F-150® and Fusion® Plug-in Hybrid, 2020/2021 GT™, and F-650®/F-750® models. FordPass App, compatible with select smartphone platforms, is available via a download. Message and data rates may apply.