Vehicle Protection
Ford Credit is here for you. We’re pleased to offer programs that can protect your vehicle and your investment.
Ford Credit is here for you. We’re pleased to offer programs that can protect your vehicle and your investment.
Plan ahead with Ford Protect Extended Service Plans. Ford Protect Extended Service Plans help protect you from the cost of unforeseen events after your New Vehicle Limited Warranty has expired.
Each Ford Protect Extended Service Plan covers major engine components, plus all gaskets, seals and internal engine parts.
These plans are available for purchase at most Ford/Lincoln Dealerships at the time of vehicle purchase only. They provide coverage options for items not covered by your New Vehicle Limited Warranty and provide protection for up to 7 years.
If your Ford is stolen or declared a total loss, GAPCoverage offers you protection for the gap between your insurance payoff and finance balance.
(subject to program terms)
GAPCoverage is designed to protect your investment. Your insurance company may not pay enough to satisfy what you owe in the event of a total loss or if your Ford is stolen. GAPCoverage will help ensure you don’t owe money on a vehicle you no longer own.
Ford offers two different types of coverage: GAPCoverage and GAPAdvantage.
Ford offers its GAPCoverage protection for new and used vehicles in terms of up to 96 months. Personal-use vehicles (up to 12,500 lbs. GVWR) with financing up to $125,000 can receive coverage, and you also get up to $1,000 toward your deductible (except in Alaska).
GAPAdvantage takes things a step further and helps get you back on the road. It offers all the features of GAPCoverage plus $1,000 toward the cost of a replacement vehicle from your local dealer.
GAPCoverage/GAPAdvantage does not provide benefits when loss or damage occurs:
Additional Exclusions include:
Additional limitations apply. Be sure to review all limitations outlined on your GAP addendum.
Anticipate the unexpected. Electing for WearCare at the beginning of your lease protects you from unexpected excess wear and use charges later on.
Even the most conscientious driver cannot prevent the inevitable chips, dings and scratches caused by the road. That’s why we offer WearCare for new vehicles up to 16,000 lbs. GVWR at terms of up to 48 months.
Sign up for WearCare at the beginning of your lease (cancelable and refundable on a prorated basis) and you’ll have coverage for excess wear and use charges up to $5,000 (subject to conditions).
WearCare is designed to meet your needs; however, there are some program exclusions, such as:
Damage covered by other products, such as insurance, service contracts, warranties and guarantees, will generally not be waived. Summary only. Always read and understand the details and terms of your WearCare contract.
Insurance that rewards you for safe driving. Ford Insure, offered by American Road Services Company, lets you earn potential discounts up to 40% off your policy.
Earn discounts for safe driving. Ford Insure* is insurance that puts you in control and allows you to earn discounts for driving safely. Ford Insure works with FordPass™** in your 2020 model-year Ford† to gauge your driving habits and calculate a discount based on how you drive.
*American Road Services Company LLC (a Ford affiliate) is the licensed insurance agency offering Ford Insure which is underwritten by Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, OH. Ford Motor Company and Ford Credit are not insurance companies or agents. Subject to underwriting guidelines, review and approval. Details and availability varies; program criteria differ in California. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.
**FordPass, compatible with select smartphone platforms, is available via a download. Message and data rates may apply.
†Available on all 2020 model-year Ford vehicles that are compatible with the embedded modem. Requires FordPass App and FordPass Connect service. Not available on 2020 F-150, Fusion Plug-in Hybrid, GT and F-650/F-750.
The Ford Motor Company Insurance Services Program through Ameriprise Auto & Home Insurance is no longer offering new policies. If you are a current policyholder with the Ameriprise Auto & Home Insurance program and you need assistance, please click here.