A woman talking on her cell phone and walking away from a 2023 Ford Escape ST-Line Elite

Ford Insure

Insurance That Rewards Today’s Drivers

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Ford Escape ST-Line Elite with optional equipment shown. Extra-cost color option. Available to order now and arriving Spring 2023.
Ford Insure* puts you in control of your auto, home and yes, even your pet’s insurance. Certain policies offer discounts based on your monthly miles driven or safe driving habits. What you get in return is money back into your wallet. Ford Insure policies give you access to the Ford Certified Collision Network and more. Explore more below to see how.

Rewards Your Safe Driving

Safe driving has rewards that go beyond the safety of you, your loved ones and other drivers. It can also reward your wallet. The safer you drive, the higher the discount you can get. You’ll even earn an instant discount just by signing up. And after 4-6 months of observing your driving habits, you can earn up to 40%** off your insurance.
**Discounts do not apply to all discount elements: actual savings, availability and program criteria vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies until a driving behavior discount can be calculated, which could be zero. Not available in the following states: AK, HI, LA, NC and NY.

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Diagram

What Ford Insure Measures

Your driving habits help determine how your discount is calculated. We also have traditional, non-telematic auto policies available.
  • A woman driving her Mustang Mach-E


    Miles Driven
     

    Statistics show that, on average, the more miles driven, the higher the chances of an accident.
  • Transit Connect Titanium Passenger Wagon at a crosswalk braking


    Hard Braking and Accelerating

    Safe drivers rarely stop suddenly or abruptly slow down.
  • A Escape Platinum stopped on the road with a city in the background


    Idle time

    Driving in stop-and-go traffic is riskier than in steady-flowing traffic.

    Extra-cost color option.
  • A Mustang Mach-E GT Performance Edition driving at night with a city in the background


    Nighttime Driving
     

    Driving between midnight and 5 a.m. increases your chances of having an accident.
A woman sitting in her Ford Escape ST-Line Elite

Spend Less Time Behind the Wheel, Spend Less on Insurance

If you’re an occasional driver, work from home or have a short commute, we have a policy that might be right for you. Enjoy all the great coverage of a traditional policy but with a unique rate discount. The lower your miles, the lower your rate. It’s that simple.
Ford Escape® ST-Line Elite with optional equipment shown. Extra-cost color option. Available to order now and arriving Spring 2023.

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A man charging his Mustang Mach-E Premium in his garage

Spend Less with Bundling

Many times, there’s the need for more than one type of policy to fit your lifestyle. We can help make it easy with customized bundle plans. In addition to a singular policy for how well or how far you drive, you also have the ability to combine multiple plans, like home insurance, which can save you money in the long run.
Extra-cost color option shown. Premium sales paused until J2 order bank opens.

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Man buckling his dog into the rear seat of a Ford vehicle

Pet insurance† that protects your furry, feathery and scaly friends.

Our pets are just as much a part of the family as our human loved ones — so we take their well-being just as seriously. So, whether your pet walks, slithers or flies, we have a pet health insurance plan for them. Get coverage for everything from checkups and vaccinations to common illnesses and emergencies.
Optional equipment and available Ford Accessories shown.

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A customer service worker in front of a computer with a headset on

NEED HELP?

Call a Ford Insure representative at 1-833-FORD-183 (Hours 9 a.m. - 7 p.m. EST, M - F) or visit the FordPass® App.

FAQs

Quick answers to your quick questions.

What You Need To Know About Pet Insurance

A customer filing a claim on their cell phone

Policy and Claims

Ford Insure, underwritten by Nationwide, works hard to help you get things back to the way they should be. You can submit an insurance claim with Nationwide through the following link or by calling 1-800-421-3535.

Submit a Claim

 



*Ford Insure is a product presented by American Road Services Company LLC (AMRO NPN 95889), dba American Road Insurance Agency in California (license #0C02678), a Ford affiliate and licensed insurance agency. American Road Services Company LLC’s principal place of business is in Dearborn, Michigan, with its domicile in Delaware. Ford Insure is underwritten by Nationwide Insurance Company Of America (NICOA) in California, Nationwide General Company in New York, and in all other states Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, OH. See FordInsure.com for a full list of affiliates. Ford Motor Company and Ford Credit are not insurance companies or agents. Subject to underwriting guidelines, review and approval. Ford Insure is not available in AK, HI, LA, MA or OK. NY and FL residents please call 1-833-FORD-183 to speak to an agent about available products. Details and availability vary; program criteria differ in California. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy. Available on 2020 and newer model-year Ford vehicles that are compatible with the embedded modem. Requires FordPass® App and FordPass Connect service. Not available on 2020 F-150® and Fusion® Plug-in Hybrid, 2020/2021 GT™ and F-650®/F-750® models. FordPass App, compatible with select smartphone platforms, is available via a download. Message and data rates may apply.

 

†Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies, including (without limitation) Harleysville Group, Inc., Nationwide Lloyds and Nationwide Property & Casualty Companies (in Texas). Home Office: Columbus, OH 43215. Nationwide pet insurance underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Allied Insurance underwritten by AMCO Insurance Company, Allied Property and Casualty Company, Depositors Insurance Company and Nationwide Insurance Company of America. Home Office: Des Moines, IA 50391-1100. Subject to underwriting guidelines, review and approval. Products and discounts are not offered by all companies. Not all products and discounts are available to all persons in all states.