Ford Insure.* Your Safe Driving Saves You Money.

Woman walking beside parked 2021 Ford Mustang Mach E Premium in Rapid Red
Disclaimer

     

    Insurance that lets you earn discounts for safe driving. Ford Insure puts you in control, offering a maximum discount of 40% from your policy. Ford Insure uses the FordPass App™** with FordPass Connect™† in your 2020 or newer model-year Ford†† to gauge your driving habits and calculate a discount based on how you drive. 

     

    Start Your Quote

    Insurance That Fits You

    • Icon of Flag with dollar symbol

      Easily earn savings.

       

      By insuring your vehicle with Ford Insure, you have the ability to earn a maximum discount of 40% off your insurance. While that discount is being calculated, you automatically get a 10% discount just for signing up. * Plus, you can potentially enjoy even more savings by bundling other vehicles and your home into your Ford Insure portfolio.
    • Icon of Calendar

      Earn your discount in 4-6-months.

       

      Ford Insure makes it easy to save. If you’re not satisfied with the result, you have the option to do it over by calling 1-833-FORD-183 .
    • An icon of a wrench and a screwdriver

      Keep your Ford a Ford.

       

      Ford Insure upholds the Ford Motor Company standard of quality. You can select a Ford Certified Collision Network center, original equipment Ford Parts and Motorcraft® Parts, and return your vehicle to pre-incident condition.‡
    • An icon of two speech bubbles

      Get personalized feedback.

       

      You can use the Nationwide® SmartRide® portal to get real-time, personalized feedback on where you’re at with your discount. It provides you with updates on what discount you’re likely to earn and also gives you tips on how to improve your driving performance, so you can save even more.

    Steps to More Savings:

    1. Get a quote. Getting a quote online is quick and easy. Start your quote here.

     

    2. Purchase your policy and immediately receive a 10% discount. Once you have a quote and have purchased your 2020 or newer model-year Ford, add your vehicle to the FordPass App and activate FordPass Connect to get started. You’ll then begin data sharing to calculate your final driving behavior discount.

     

    3. Let FordPass Connect gather your driving data and track your progress in the Nationwide SmartRide portal. The portal will also provide feedback on your performance.

     

    4. Receive your final discount for your next policy. At the end of the four to six month data collection period, you’ll be notified of your final discount, with a maximum of 40%.

    What Ford Insure Measures

    Your driving trends will determine your discount based on four factors:
    • A woman driving a 2020 Ford Explorer


      Miles Driven
       

      Statistics show that, on average, the more miles driven, the higher the chances of an accident.
       
    • A person walking past a 2020 Ford Mustang in Twister Orange stopped at a crosswalk


      Hard Braking and Accelerating

      Safe drivers rarely stop suddenly or abruptly slow down in excess of 7.7 mph per second.
    • A 2020 Ford Escape being driven towards a city


      Idle time

      Driving in stop-and-go traffic is riskier than in steady-flowing traffic.
    • A 2020 Ford Escape being driven around a curve on a rainy day


      Nighttime Driving
       

      Driving between midnight and 5 a.m. increases your chances of having an accident.
    A woman working at a call center

    NEED HELP?

    Call a Ford Insure representative at 1-833-FORD-183 (Hours 9 a.m.-7 p.m. EST M-F) or visit the FordPass App.

    Eligibility

    Ford Insure is now available in the highlighted states shown on the map below for eligible 2020 or newer model-year Ford vehicles.††

     

    ††Available on 2020/2021 model-year Ford vehicles which are compatible with the embedded modem. Requires FordPass App and FordPass Connect service. Not available on 2020 F-150 and Fusion Plug-in Hybrid, 2020/2021 GT and F-650/F-750.
    United States map with color-coded legend showing availability of Ford Insure: Gray = Unavailable (AK, OK, LA, MA); Blue/Gray Stripes = Call for Quote and Program Details (NY, FL); Blue = Available (all other states)

    FAQs

    Ford Insure is an insurance product that utilizes connected vehicle data to help drivers earn discounts based on their driving behaviors. Ford Insure is underwritten by Nationwide Mutual Insurance Company and affiliates. In addition to your MY 2020+ vehicle, you may be eligible for other discounts if you insure other vehicles or your home, or even your pet, through Nationwide.
    You can receive a quote and obtain a policy by starting a new quote here. If you already have an eligible 2020 or newer model-year Ford vehicle, you can receive a quote and obtain a Ford Insure policy in the FordPass App by going to “Vehicle Details” under the eligible vehicle.
    If you have an eligible vehicle, you will see an insurance section in your Vehicle Details screen.
    You may be eligible for additional discounts. You can start a quote online or call 1-833-FORD-183 to find out more.
    Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, Ohio.
    Nationwide will use your driving behavior to determine your discount based on factors such as miles driven, hard braking and acceleration, idle time and nighttime driving.
    The final discount is based on the driving behavior associated with your vehicle, so all drivers of the vehicle will impact the discount.
    For your Ford connected vehicle, you will save 10% just for signing up for Ford Insure. At renewal, based on your driving behavior over four to six months, your introductory discount is replaced with the driving discount you earn. Driving discounts range from 0% to a maximum discount of 40%.
    Your discount is calculated during your initial Ford Insure policy period (first 4-6 months) and is applied at your first policy renewal.
    You can call Ford Insure at 1-833-FORD-183
    A man looking at a phone

    Policy and Claims

    Ford Insure, underwritten by Nationwide, works hard to help you get things back to the way they should be. You can submit an insurance claim with Nationwide through the following link or by calling 1-800-421-3535.

    Submit a Claim

     



    *American Road Services Company LLC (a Ford affiliate) is the licensed insurance agency offering Ford Insure which is underwritten by Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, OH. Ford Motor Company and Ford Credit are not insurance companies or agents. Subject to underwriting guidelines, review and approval. Details and availability varies; program criteria differ in California. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.

     

    **FordPass, compatible with select smartphone platforms, is available via a download. Message and data rates may apply.

     

    †FordPass Connect (optional on select vehicles), the FordPass app, and complimentary connected service are required for remote features (see FordPass terms for details). Connected service and features depend on compatible AT&T network availability. Evolving technology/cellular networks/vehicle capability may limit functionality and prevent operation of connected features. Connected service excludes Wi-Fi hotspot. At purchase, the FordPass Connect modem is connected and sending vehicle data (e.g., diagnostics) to Ford. To disable, or for more information, see in-vehicle connectivity settings. Learn more at FordConnected.com.

     

    ††Available on 2020/2021 model-year Ford vehicles which are compatible with the embedded modem. Requires FordPass App and FordPass Connect service. Not available on 2020 F-150 and Fusion Plug-in Hybrid, 2020/2021 GT and F-650/F-750.

     

    ‡Original equipment parts endorsement is optional. Terms, conditions and limitations apply.

     

    Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and SmartRide are service marks of Nationwide Mutual Insurance Company.