Does my insurance cover Ford original equipment manufacturer parts for vehicle repairs?

Many policies afford you the right to request new OEM parts for repairs, which is always the best choice for your vehicle. Some policies may cover OEM parts as long as you have a provision on your policy to that effect. 

Either way, the best time to know exactly what your policy covers is before you are in the position to need to know.

Asking the Right Questions

Taking the time to ask your insurer these simple questions can help alleviate any uncertainty:

  • Does my current policy include OEM parts coverage, and does it ensure that the parts used to repair my vehicle are new OEM parts?
  • Can I add an OEM parts rider to my current policy?
  • If I do not have OEM parts coverage, is there another policy I can get that covers OEM parts if I am in a collision?

Requesting OEM Parts

During the repair process, it is important to keep in mind that you have the right to review your completed estimate and agree to the parts listed before any repair work is started. If your policy permits, this is the time to exercise your right to request OEM parts.

Choosing a Repair Facility

Know the details of your automotive insurance policy before you are in an accident. Be sure to request the quality parts and repair facilities that you are entitled to based on your policy, and know that choosing Ford OEM parts and a Ford Certified Collision Network (FCCN) center is the way to go. 

It makes sense to consider an FCCN center. There you will find expert technicians using the required equipment and processes to install the OEM parts that can return your vehicle to pre-accident condition.

Additional Information

Why should I use OEM parts after an accident?
Why should I use Ford OEM glass after an accident?
Where do I take my vehicle after an accident?