Financing Options
We offer a variety of financing options for you to purchase or lease your next Ford. Explore and compare them below and find the one that fits your auto financing needs.
Standard Purchase
Finance a new, used or Certified Pre-Owned Ford. Build equity toward your next Ford purchase while enjoying no mileage limitations and the freedom to customize your vehicle.
Build Equity With Each Payment
With terms ranging from 12–84 months, you can choose the payment schedule that best fits your needs. Equity is built with each payment, lowering the purchase price of your next Ford.
The Benefits
- No mileage limitations
- Freedom to customize your vehicle
- Consistent monthly payments
- Build equity with each payment
Flex Buy
Flex Buy is a Ford Credit-exclusive payment structure focused on providing lower payments for the first three years when compared with a standard retail contract.
Financing That Fits Your Budget
Flex Buy is offered with 66- or 75-month terms. Your first 36 months of payments are discounted by 15% or 18%, while higher later payments allow for your full balance to be satisfied.
The Benefits
- No mileage limitations
- Freedom to customize your vehicle
- Lower payments for the first three years
- Build equity with each payment
- Two term choices
- Two payment discount choices
Flex Buy is unavailable in Maine, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia and Washington, D.C.
Red Carpet Lease
Choose from a range of mileage options with versatile lease-end choices, making it easier for you to enjoy a new Ford more often.
Lease With Ease
Red Carpet Lease offers multiple terms and eight different mileage options to fit your lifestyle. Enjoy payments that are usually lower than similar term financing payments and the benefit of driving a new vehicle more often.
Benefits
- Low initial cost and monthly payments
- Flexible options at lease-end
- Multiple terms available
- Complimentary Gap Protection
- Multiple mileage options
Ford Options
Ford Options is an alternate way to purchase the Mustang Mach-E® or F-150® Lightning™ with lower payments, greater flexibility and a straightforward return process.
Flexible Financing
After a 36- or 48-month term, you’ll pay a final balloon payment and you may choose to retain your vehicle, renew into a new Ford or Lincoln or return your Mustang Mach-E or F-150 Lightning to Ford Credit.
Benefits
- Customizable mileage options
- May be eligible for electric tax credit
- Lower monthly payments compared with traditional retail financing
- Three flexible options at lease-end
- Two term choices
Learn more about Ford Options.
*See dealer for complete Ford Options program details. Ford Options is not available in Nevada, New Hampshire, North Carolina or Washington, D.C.