I want to know what to expect after I apply online.

After you submit an online credit application, you will immediately receive a confirmation email stating that your application has been successfully submitted. In most cases, credit decisions are made in less than a minute, with some requiring up to 20 minutes. Once your decision is ready, you will be notified by email that you can retrieve your credit decision. After you have retrieved the decision, please print the online decision certificate and present it at your Ford or Ford/Lincoln dealer of choice. You may be required to provide additional information to complete your transaction.

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