What factors are used to determine my credit worthiness?

Our credit decision will be based upon the information provided by you in your credit application, your credit bureau, and the specific contract characteristics.

Credit worthiness includes an assessment of the ability to pay your contract obligation, employment and residence stability, and your credit history. Contract characteristics are the terms/structure of your debt obligation and may include the amount financed, down payment, monthly payment, term, trade-in amount, etc.

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