We want to help. We offer payment deferrals if you have a loss of income or other life event and need our assistance. When the unexpected happens, please call us to discuss options for your car payment at 1-800-727-7000.

What factors are used to determine my credit worthiness?

Our credit decision will be based upon the information provided by you in your credit application, your credit bureau, and the specific contract characteristics.

Credit worthiness includes an assessment of the ability to pay your contract obligation, employment and residence stability, and your credit history. Contract characteristics are the terms/structure of your debt obligation and may include the amount financed, down payment, monthly payment, term, trade-in amount, etc.

Back to all Help Topics and FAQs

Questions About Ford Credit?