Credit Life and/or Disability Insurance

Credit Life and/or Disability Insurance are optional coverages that may be purchased at contract inception at your local dealership.

The dealership is responsible, in most states, for facilitating the cancellation process, including securing any refund due for unused premiums. The refund may take up to 30 days to be issued, and once the refund is obtained, the money will be applied to the outstanding balance of your vehicle account. If the account balance has been satisfied in full, the refund may be sent directly to the customer. Always read all documentation and have your dealer explain the product costs and terms and conditions. Please contact the originating dealer for additional assistance. 

Back to all Help Topics and FAQs

Questions About Ford Credit?